Purchasing cryptocurrency can be quite easy, if you know the right platform. With the help of exchanges, such as Bitvavo, it is easy. Bitvavo was founded in October 2017, and since then, it has grown into one of the most largest European exchange. Bitvavo focuses not only on experienced traders, but also on beginners by offering an easy buying and selling system and user-friendly website. A big advantage of Bitvavo is that it is extremely cheap. You therefore pay low trading fees per purchase and sale than with other brokers. Bitvavo obtained a MiCAR licence and is allowed to operate in the EU. Learn everything about this broker / exchange in this Bitvavo review.
First impression of Bitvavo
I think we can all agree on that the Bitvavo website looks very professional. The set-up is very minimalistic which makes it very easy to navigate and find useful information. You can view all the relevant information without any unnecessary details. It ensures the user-friendly design of the website.
Bitvavo goal is to make cryptocurrency accessible to everyone. The slogan is seen on the website: “Trade the Future”. Unique about Bitvavo is that they target both novice and experienced crypto traders. An user-friendly buying system has been developed for novice traders and an advanced exchange with multiple order types for experienced traders.
It is a Dutch in Amsterdam-based company with over 2.3 million clients in Europe. They’ve conquered the Dutch market, and they are growing fast in the rest of Europe. Bitvavo obtained a MiCAR license to operate legally in Europe.
Mainly because of the user-friendly platform and the low trading fees. Another pro of the exchange is the support. The team is available from 08:00 to 21:00 on workdays and from 09:00 to 21:00 on weekends. The support is very responsive and available in English, Spanish, French, German and Dutch.
Not all brokers are available during weekends, so that is definitely a plus. Unfortunately, Bitvavo is not available by phone, but you can reach them via e-mail. We asked a couple of questions and received a reply from the helpdesk within 30 minutes. The full website is available in English and Dutch.
We’ve partnered up with Bitvavo and we are allowed to give our readers a special welcome bonus. Whenever you use our link you receive €10 of free crypto credit after a first investment of at least €10. On top of that, new users receive €10,000 commission-free trading.
If you want to use this promotion, use the link or click the button below: https://account.bitvavo.com/create?locale=en
The promotion will applied if the blue text is visible (see the screenshot).
Bitvavo provides free built-in wallets for every cryptocurrency they support. You need a wallet to store and manage your cryptocurrency. You don’t need to install a third party wallet when you buy crypto. This way you can see a clear overview of your portfolio in your Bitvavo Dashboard.
This is very convenient, but we always recommend to store your crypto safely in a wallet where you manage your own private keys. Preferably a cold wallet, like a hardware wallet. We will take a more detailed look at trading, exchange, limits, and costs in this Bitvavo review.
Key features of Bitvavo
- Bitvavo is one of the cheapest European exchanges. The maximum trading fee is 0,25% (compare prices).
- Bitvavo is registered with many European central banks and has a MiCAR license.
- Earn interest on 70+ cryptocurrencies (up to 31.2% on an annual basis).
- Wallets are insured for up to $ 255 million.
- Basic user-friendly interface for beginner traders.
- Advanced exchange for experienced users.
- Over 440+ cryptos to choose from.
- High level of security.
- All funds are stored in a separate fund: Stichting Bitvavo Payments, so no funds will be lost in case of a bankruptcy.
- No transaction fees for a lot of payment methods.
- Automated trading via the API.
- Short selling available
They do have one minor drawback. Customer Support is not available by phone. However, they are very responsive via live chat and e-mail.
Summary
| Offer | 440+ cryptos |
| Fees | Max. 0.25% + discount based on trading volume |
| Payment methods | SEPA Bank transfer, Bancontact, iDEAL, MyBank, EPS, Giropay or Credit Card |
| Staking | Yes, earn interest up to 30% APY (70+ crypto’s) |
| Built-in wallets | Yes, for all cryptos |
| Insurance | Yes, wallets are insured up to 255 million dollar |
| Bonuses | Trade the first 1000 EUR commission free + 10 EUR free crypto |
| Registration | Required |
| API | Yes, automatic trading is possible |
| Support | During business hours |
| Email address | support@bitvavo.com |
Bitvavo Pros and Cons
| Pros | Cons |
|---|---|
| Broker and exchange in-one | No phone support (all digital) |
| Low trading fees of max. 0.25% | Short selling limited |
| Big offer + built-in wallets | No Web3 wallet |
| Earn interest on your holdings |
Bitvavo offer
You can buy, sell, store, withdraw and trade over 440 cryptocurrencies and the offer is regularly updated. You can choose from the bigger coins like Ethereum and Bitcoin, but also smaller projects like Chainlink or VeChain. From memecoins till RWA coins, everything is available.
Since the offer is updated regularly, you can check out their current offer on their website. Via X and the Bitvavo app you will receive updates about new listings.
They have dedicated pages for every coin where you can check the prices and stay informed of the latest news. You can compare the current crypto prices of Bitvavo in our pricing overviews. Compare their Bitcoin prices over here or check here which coins we compare.
Buy crypto with Bitvavo
The first step is to create an account. Bitvavo has a simple and easy registration process.
You only need an e-mail address, password, and name to create an account. After you’ve entered all your real information, you will receive an e-mail with a confirmation link, your account is ready. Due to the crypto law that has been in place since May 2020 and MiCA that exists since 2024, all users must be verified. This is an automated process and takes only 1.5 minutes. You can start purchasing crypto after successful identification only.
You can secure your account even further, and Bitvavo recommends doing so. You can enable 2FA (two-factor authentication) as additional security on your account. You need a smartphone with the Google Authenticator app. This step is not mandatory, but you want to make sure nobody else can access your cryptocurrency. Don’t forget to save your recovery code safely.
Before you can buy crypto on Bitvavo, you need to deposit funds into your account. You can easily do this via iDEAL, Wero or Bancontact (free!). Make sure that the account holder of your bank is the same as the account holder of your Bitvavo account. After your deposit, you can choose one of the cryptocurrencies on the dashboard and buy it.
Step-by-step how to buy crypto on Bitvavo:
- Make sure you are fully verified.
- Click on Deposit credit to deposit credit with your preferred payment method.
- Select the desired currency.
- Indicate the amount for which you want to buy crypto. The system will automatically calculate how much crypto you will receive.
- Bitvavo trading fees are transparent, and you will immediately see how much fees you pay.
- Click Buy.
The order is processed immediately, and your credit will be deducted based on the order you make. You will find crypto in your personal wallet within seconds. You can use the Withdraw tab to send your crypto to an external wallet.
Selling cryptocurrency
You can sell your cryptocurrency using the same page you used to buy it. Go to the Trade page and choose to sell the currency instead of buying (the tab on top). Bitvavo will convert your cryptocurrency back into euros and will credit this amount into your account.
Whenever your crypto is converted to euros, you can choose to do a bank transfer payout or invest it in another crypto. To do a bank transfer payout, you can click on Withdraw Credits. Select the amount you want to send to your bank, select your bank account, enter your 2FA code and hit Confirm.
Bitvavo will transfer the money to your bank account within a day. Most of the time we have a payout within the same day (during business hours).
Bitvavo makes sure all customer funds are secured. If Bitvavo B.V. goes bankrupt, the customer’s funds will stay with the Bitvavo Payments Foundation. We have made several payments to our bank account. You can see one of the payment transactions on the screenshot.
The Bitvavo exchange
Bitvavo exchange platform is available since March 2019. An exchange is a trading platform where you can exchange different cryptos. The difference between a broker and exchange is that a broker is mostly targeting beginner investors who wants an user-friendly platform.
An exchange usually uses an order book and matches buyers and sellers. The Bitvavo exchange platform works perfectly for experienced traders and for beginners who want to learn more about an exchange. It is perfectly integrated with your bank account, so you can withdraw and deposit funds fast.
Bitvavo definitely stands out with this feature. With years of experience in the European market, Bitvavo has built a deeper order book than newer competitors like OKX and Bybit EU. Thanks to the launch of the exchange platform, Bitvavo can charge extremely low trading fees, but more about that later.
Verifications and Limits
If you’re new to Bitvavo, you are required to verify your account and your personal details since May 2020. According to European laws and regulations, crypto parties must know exactly with whom they are doing business. This is a sign that the crypto market is becoming more mature, just like stock brokers, for example. MiCA also requires this, and more.
You can verify your Bitvavo account with a copy of your ID or a passport. From our own experience, it takes about 2 minutes. It appears to be an automated process, so all the data on the ID needs to be clearly visible. This can easily be done via your smartphone, even if you are on your computer.
It is also mandatory to have your phone number verified. This is needed to be able to buy and sell cryptocurrency. Once your ID and phone number are approved, you can trade, deposit, and withdraw without any limits.
Fees and other costs
You might be aware that brokers and exchanges charge a fee for every transaction that you do on the platform. Luckily, Bitvavo is one of the cheapest brokers available in Europe. Some brokers, like Coinmerce or the Crypto.com app, charge an average fee of around 1.75%. The Bitvavo fees will never exceed 0.25% fee per transaction. If you plan to invest larger amounts in cryptocurrency, this difference can save you a significant amount. The advantage of Bitvavo is that these low fees apply to both small and large transactions.
When you place a limit order, Bitvavo only charges a 0.15% maker fee. This is a quick way to save on fees.
For trading pairs with stablecoins, such as USDC/EUR, Bitvavo charges a maximum of 0.10% (maker and taker orders). For USDC markets, Bitvavo charges just 0.05%.
You will also get a reward when you trade more on the exchange. The more you trade, the bigger the rewards. Based on your volume, you will be placed in a pricing tier. This is based on your 30 day volume and this will be calculated every 24 hours.
Some payment methods are free and others require a fee to deposit funds into your account. Withdrawing is always free.
View the full fee structure on the website: https://bitvavo.com/en/fees
The Bitvavo app
The Bitvavo app is available for Android and iOS users. The Bitvavo app reviews are positive and allows you to trade anywhere and anytime. An user-friendly interface ensures you can trade, deposit, and withdraw funds easily.
Use the code CRYPTOPRIJZEN via the app to receive the free €10,000 commission-free trading. On top of that you will also receive €10 free crypto temporarily.
Is Bitvavo safe?
Bitvavo is a major player in the European crypto market. Thanks to their own exchange and low trading fees, the platform has rapidly grown into an interesting option for both beginning and experienced investors. Bitvavo is definitely the broker we can recommend to everyone. We make almost all our trades with this exchange. Bitvavo can now proudly call itself the largest exchange in the Netherlands with over 2.3 million users.
Where we wrote about a record of 3 billion euros in trading volume in 2020, this grew to over 100 billion euros in trading volume in 2024. In 2026, this has only grown further.
Bitvavo has several security measures on the site, such as different verification methods that you must complete, and support for Google Authenticator. We find this particularly important. Especially when you make bigger investments, it is important that everything is properly secured. They also use special bank vaults, cold wallets, certified data centers and advanced monitoring. On this page, you can see how Bitvavo applies these security measures: https://bitvavo.com/en/security
On top of that, they are officially registered with De Nederlandsche Bank and the wallets are insured up to a loss of $255 million. Customer funds are protected up to €100,000 per account. The staking functionality that allows you to earn interest on your holdings is a very nice addition. Compare an interest rate of 25% on an annual basis with that of your current bank.
Bitvavo has shown in the relatively short period of their existence that they are growing rapidly. We can confirm with certainty that Bitvavo is safe and we definitely recommend them. Our experience with this company is very positive. Not only because they push down the fees in the market, but also because of the many features and excellent communication.
The conclusion of this Bitvavo review is that if you are planning to invest in crypto, you should use Bitvavo. They are most of the time the cheapest broker in our comparison tables, and they offer a platform that is suitable for every type of trader.
Frequently asked questions about Bitvavo
What are the Bitvavo fees?
A maximum of 0.25% is charged per transaction on the platform. When you place a limit order, Bitvavo charges only 0.15% maker fee. For stablecoin pairs like USDC/EUR the fee is max. 0.10%, and for USDC markets just 0.05%. Based on the trading volume of the last 30 days, you can earn extra discounts of up to 0.25%. The discount is applied automatically.
Is it Bitvavo safe to use?
Yes, Bitvavo is one of the safest exchanges in Europe. The company has a MiCA licence and is registered with De Nederlandsche Bank. All customer funds are stored in a separate entity (Stichting Bitvavo Payments), so no funds will be lost in case of a bankruptcy of Bitvavo B.V. Customer funds are protected up to €100,000 per account. Wallets are insured for up to $255 million. On top of that, Bitvavo uses bank vaults, cold wallets, certified data centers and advanced monitoring. You can also enable 2FA for extra security on your account.
Which payment methods are supported by Bitvavo?
Bitvavo supports iDEAL, Wero, Bancontact, PayPal, credit card and bank transfer. iDEAL, Wero, Bancontact and bank transfers are completely free. PayPal has a 2% fee. Depositing and withdrawing crypto is also possible.
What is the minimum investment?
The minimum investment at Bitvavo is €5. This makes it very accessible for beginners who want to start with a small amount.
How can I contact Bitvavo?
You can reach Bitvavo via live chat and e-mail at support@bitvavo.com. The support team is available on workdays from 08:00 to 21:00 and on weekends from 09:00 to 21:00. Unfortunately, phone support is not available. In our experience, they respond within 30 minutes.
Can I trade automatically with Bitvavo?
Yes, Bitvavo offers an API for automated trading. This allows experienced users to connect their own trading bots and strategies. Additionally, Bitvavo offers a Recurring Buy function that lets you automatically buy crypto at set intervals.ShareProject contentCrypto Content UpdatenCreated by youAdd PDFs, documents, or other text to reference in this project.
How long does a payout take?
Bitvavo transfers payouts to your bank account within one business day. In most cases, we receive payouts on the same day during business hours.
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